Consumer Financing Programs
At VIP Financing Solutions we understand that business owners wear many hats and we want to make customer acquisition easier. Through our consumer financing programs and no credit check financing, your customers can avoid the headaches of paperwork, get fast approval without a credit check, and purchase your products and services immediately.
Watch your bottom line quickly grow!
NO CREDIT FINANCING
Offer financing based on your customers Income and Bank Account and not on their credit score. Instant in-store approval.
EASY STANDARD FINANCING
Get credit decisions within 6 to 10 seconds. Similar to the Big Box stores, customers can shop immediately after approval.
CUSTOM STORE CREDIT CARD
Offer a custom store credit card with your company name and logo. Creating consumer loyalty and branding.
NO EQUIPMENT TO BUY OR LEASE
Get Instant Approvals on your iPad, Tablet or Computer. Use your existing internet ready device to access our cloud based software.
SAME AS CASH PROMOTIONS
Offer promotions like 90-Days, 6-Months or 12-Months interest free financing.
100% Wireless & Paperless. Get instant approvals in the field or in a customer’s home. Customer’s eSign right on the screen and receive documents via email.
Our Top Clients
Don’t see your business type? Don’t worry we service most businesses.
Medical and Dental Practices
General Contractors & HVAC
Furniture and Mattress Stores
Automotive Repair Centers
Clothing and Retail Stores
Trade and Educational Schools
Small and Mid-size Businesses
Multiple Lenders under ONE Umbrella
State of-the-art Technology
How Many Customers are You Losing?
Over 60% of Americans cannot qualify for conventional store credit products. The VIP consumer financing programs can turn those shoppers into buyers with effective long-term and short-term consumer financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don’t lose one more dollar of profit to larger companies that offer financing programs – become one of them with in-house financing.
How Can I Compete with the Big Dogs?
You do not have to run a Fortune 500 company to offer financing to your customers. The VIP consumer financing programs are affordable and takes the needs of small business owners very seriously. By implementing innovative eCommerce solutions, simple hardware, and direct deposit financing options, our clients constantly tell us how smooth and inexpensive offering financing truly is. Keeping up with your larger competitors has never been easier. As an added bonus, our complimentary VIP Business Concierge service provides the following benefits:
- Access to our VIP Consumer Financing Programs
- Customer Retention Strategies
- Offer a custom store credit card similar to major brands like Target, Sears, Goodyear Tires, Lowe’s and Home Depot. These cards are offered through the bank and are Non-Recourse and Risk Free.
- Offer no credit consumer financing for customers who are credit challenged.
- Customized Sales Conversion Techniques
- Tailored Marketing Ideas to Boost Customer Traffic
- Staff Sales Coaching
Consumer Financing Programs & Options Benefits
- Affordable Setup Fee.
- Online system that quickly scans MULTIPLE lenders for FAST Approvals.
- Get 24 hours, 7 days per week Online Credit Decisions within 6-10 seconds.
- $400 – $35,000 Instant Customer Credit.
- No Risk to your business/No Charge-Backs.
- 3% Merchant Fee (not available in all states)
- Direct Deposit to your current Business Bank Account usually within 48 Hours.
- 12, 24, 36 or 60 month Loan Terms.
- 90 Days, 6 Months, 12 Months and 18 Months Same as Cash Promotions (not all programs offer these promotions)
- NO Customer Pay-Stubs or Bank Statements Required.
- Multiple Funding Sources, if one bank says no, there are others to say YES!
- Non-Predatory Loans and Payment Plans.
- Submit Applications via Fax, Phone or
- Add to your Online Shopping Cart.
- Offer financing on your website by adding a simple Apply Here Button.
- NO long term commitments to sign.
- NO check scanning or processing machines to lease or buy.
- NO customer postdated checks.
- NO switching of your current credit card merchant services.
- NO software to buy or install.
- The only machine needed is a Computer, Tablet or iPad.
Our goal is to offer long and short-term financing options and solutions to businesses with 100% flexibility. Sign-up for the VIP consumer financing program with no long term contracts and no risk to your business. Our in house financing deposits into your bank account directly within 48 hours and your business will never be hit with charge-backs. We want business owners to get back to what they do best – innovation. Contact us now and dominate your competition!
Read our latest blog
Furniture Customer Financing
December 26, 2014
Our furniture consumer financing programs are designed to help business owners who are looking for different ways to offer financing to their customers. With our programs, multiple furniture retailers have increased their customer’s conversion rate and increased sales levels.
HVAC Customer Financing
September 9, 2014
A cruel fact of life: customers are not always happy when they see their HVAC provider’s team on their doorsteps as this visit only means that their air conditioning or heating unit is yet again having its proverbial problem.
Home Improvement Financing
September 9, 2014
Home improvement financing for contractors will allow homeowners without the appropriate funds to have home improvement work. If a homeowner does not have the money at the time, they can sign up to receive a credit card for your business, which they can only use with your business.