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Consumer Financing Programs

At VIP Financing Solutions we understand that business owners wear many hats and we want to make customer acquisition easier. Through our consumer financing programs and no credit check financing, your customers can avoid the headaches of paperwork, get fast approval without a credit check, and purchase your products and services immediately.

Founded in 2005, VIP Financing Solutions is the ORIGINAL Multi Lender Platform. There are many companies attempting to DUPLICATE our services. The VIP Financing Solutions software is State-of-the-Art and Patented. There is no other company in the nation helping businesses offer financing in this manner. Our software is designed to achieve consumer financing APPROVALS, not just placing your business with different lenders. Approvals are what GROWS your business, not just multiple lenders.

Watch your bottom line quickly grow!

Consumer Financing Programs


Offer financing based on your customers Income and Bank Account and not on their credit score. Instant in-store approval.

Consumer Financing Programs


Get credit decisions within 6 to 10 seconds. Similar to the Big Box stores, customers can shop immediately after approval.

Consumer Financing Programs


Offer a custom store credit card with your company name and logo. Creating consumer loyalty and branding.

Consumer Financing Programs


Get Instant Approvals on your iPad, Tablet or Computer. Use your existing internet ready device to access our cloud based software.

Consumer Financing Programs


Offer promotions like 90-Days, 6-Months or 12-Months interest free financing.

Consumer Financing Programs


100% Wireless & Paperless. Get instant approvals in the field or in a customer’s home. Customer’s eSign right on the screen and receive documents via email.


Our Top Clients

Don’t see your business type? Don’t worry we service most businesses.

 Medical and Dental Practices Financing

Medical and Dental Practices


General Contractors & HVAC


Furniture and Mattress Stores

Automotive Repair Centers Financing

Automotive Repair Centers

Clothing and Retail Stores Financing

Clothing and Retail Stores

Trade and Educational Schools Financing

Trade and Educational Schools

Medical Spa Financing

Medical Spa

Small and Mid-size Businesses Financing

Small and Mid-size Businesses

Multiple Lenders under ONE Umbrella

State of-the-art Technology

Customer Financing, Consumer Financing, In House Financing, No Credit Check Financing

How Many Customers are You Losing?

Over 60% of Americans cannot qualify for conventional store credit products. The VIP consumer financing programs can turn those shoppers into buyers with effective long-term and short-term consumer financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don’t lose one more dollar of profit to larger companies that offer financing programs – become one of them with in-house financing.

How Can I Compete with the Big Dogs?

You do not have to run a Fortune 500 company to offer financing to your customers. The VIP consumer financing programs are affordable and takes the needs of small business owners very seriously. By implementing innovative eCommerce solutions, simple hardware, and direct deposit financing options, our clients constantly tell us how smooth and inexpensive offering financing truly is. Keeping up with your larger competitors has never been easier. As an added bonus, our complimentary VIP Business Concierge service provides the following benefits:

  • Access to our VIP Consumer Financing Programs
  • Customer Retention Strategies
  • Offer a custom store credit card similar to major brands like Target, Sears, Goodyear Tires, Lowe’s and Home Depot. These cards are offered through the bank and are Non-Recourse and Risk Free.
  • Offer no credit consumer financing for customers who are credit challenged.
  • Customized Sales Conversion Techniques
  • Tailored Marketing Ideas to Boost Customer Traffic
  • Staff Sales Coaching

Consumer Financing Programs & Options Benefits

In House Financing, No Credit Check Financing
  • Affordable Setup Fee.
  • Online system that quickly scans MULTIPLE lenders for FAST Approvals.
  • Get 24 hours, 7 days per week Online Credit Decisions within 6-10 seconds.
  • $400 – $35,000 Instant Customer Credit.
  • No Risk to your business/No Charge-Backs.
  • 3% Merchant Fee (not available in all states)
  • Direct Deposit to your current Business Bank Account usually within 48 Hours.
  • 12, 24, 36 or 60 month Loan Terms.
  • 90 Days, 6 Months, 12 Months and 18 Months Same as Cash Promotions (not all programs offer these promotions)
  • NO Customer Pay-Stubs or Bank Statements Required.
  • Multiple Funding Sources, if one bank says no, there are others to say YES!
  • Non-Predatory Loans and Payment Plans.
  • Submit Applications via Fax, Phone or
  • Add to your Online Shopping Cart.
  • Offer financing on your website by adding a simple Apply Here Button.
  • NO long term commitments to sign.
  • NO check scanning or processing machines to lease or buy.
  • NO customer postdated checks.
  • NO switching of your current credit card merchant services.
  • NO software to buy or install.
  • The only machine needed is a Computer, Tablet or iPad.

Our goal is to offer long and short-term financing options and solutions to businesses with 100% flexibility. Sign-up for the VIP consumer financing program with no long term contracts and no risk to your business. Our in house financing deposits into your bank account directly within 48 hours and your business will never be hit with charge-backs. We want business owners to get back to what they do best – innovation. Contact us now and dominate your competition!


Success is Trusting the right Financial Firm

HVAC Consumer Financing